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Harry Howe

Director, London

Harry is a Director, providing regulatory support and expertise to his financial services clients in the governance and risk management framework space, leveraging his experience working at the UK regulator(s). Harry is also a Chartered Accountant, qualifying during his time at a Big Four firm.
Harry Howe


Harry is an experienced Director with 17 years’ experience working in the financial services industry, with the last 15 years spent working in the financial services regulatory environment, including time at both the FSA and PRA and two of the Big Four professional services firms.

Additionally, Harry is a Fellow of the Chartered Certified Accountants and a holder of the Investment Management Certificate under the CFA Society. Harry's experience relates to working collaboratively with UK and overseas clients, including small to medium-sized banks, non-bank lenders, investment firms, payment firms and e-money institutions, in the regulatory and risk management space.

Harry specialises in prudential matters, including regulatory capital, liquidity and wind down, as well as the associated governance (SMCR) and risk management framework across the three lines of defence. As part of this process, Harry is well-versed in all aspects of regulatory engagement with both UK regulators, including regulatory licencing, change in control and variations of permission matters, as well as other bespoke interactions such as supervisory review and evaluation (SREP) visits, SMF interviews and Section 166 (including shadow) reviews. Harry is able to flex his working style to his client's needs, with the ability to work in a pure advisory or practical implementation style to effect meaningful regulatory change with clients across the front to back office and at C-suite / Board-level.

Prior to working in advisory roles, Harry also worked at both the FSA and PRA in supervisory and policy roles, including carrying out firm visits and interviews, as well as drafting Consultation Papers, Policy Statements and Supervisory Statements. This four years' experience at the UK regulators has enabled Harry to bring various regulatory insights to his client interactions, leveraging his understanding and judgement of how the UK regulators expect their regulations, processes and expectations to be navigated and met.


  • Fellow of the Chartered Certified Accountants (FCCA)
  • Investment Management Certificate (IMC)