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Emma Spence

Associate, London

Emma specialises in product liability matters, including property damage and injury claims, and the policy indemnity issues which are frequently associated with those claims.
Emma Spence large


Emma has extensive experience of handling product liability claims involving both property damage and personal injury.  She has worked with insurers, manufacturers, distributors and retailers from a range of sectors, including retail, food, electrical goods and the construction industry.   She also has expertise in handling product recall claims and related regulatory investigations.  
She commonly deals with claims which involve international supply chains and regularly provides advice in relation to the jurisdictional challenges which these claims can present.  

In addition to product liability matters, she handles a range of property damage claims typically involving fire within residential or commercial premises.  
She is well versed in dealing with the policy indemnity issues which often accompany public and product liability claims.  She has provided advice in relation to financial loss extensions, considered the concept of "damage" in admixture claims and advised in relation to the application of recall and replacement exclusions.   She has also considered the remedies available to insurers for the breach of risk and claims conditions, and arguments surrounding waiver and estoppel.


She was recognised in Chambers and Partners UK 2016 as having “already accrued an impressive level of experience in product liability which includes involvement in significant multiparty claims and group litigation.  Sources note that she is a ‘very clever’ and ‘commercially minded’ lawyer who offers ‘really good, practical advice’”.


Collective Redress in the European Union, September 2020


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