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Heather Gray

Partner, Toronto

Heather Gray joined the business as Partner in 2025.
Heather Gray 768x510

Experience

With over 20 years of experience, she acts as coverage counsel to both domestic and London-based insurers across a broad range of lines, including financial lines, errors and omissions (E&O), directors’ and officers’ liability (D&O), employment practices liability (EPL), fidelity, and commercial general liability (CGL). She brings a rare combination of litigation experience, regulatory insight, and product knowledge to her insurer clients, both in Canada and internationally.

Heather has significant expertise in resolving complex coverage and defence matters through litigation, arbitration, and mediation. She also advises insurers on regulatory and compliance issues such as licensing, market conduct, and product development, and provides strategic, non-contentious guidance on policy wording and interpretation.

Widely recognized for her deep industry knowledge and practical approach, Heather has been consistently selected by her peers for inclusion in The Best Lawyers™ in Canada in the field of insurance law. She is also listed in the Canadian Legal Lexpert Directory under “Litigation: Commercial Insurance” and is a recipient of the Lexology Client Choice Award for Insurance.

Education

LL.B., University of Ottawa, 2003
Hon. B.A., University of Toronto, 1998

Professional Memberships & Affiliations

  • Called to the Ontario Bar in 2004

Recognition

Recognized in The Best Lawyers in Canada™ since 2020 for Insurance Law
Canadian Legal Lexpert Directory: “Litigation: Commercial Insurance”
Lexology Client Choice Award for Insurance
Recognized by The Canadian Legal Lexpert Directory for Financial Institution Regulations Ontario and Litigation – Commercial Insurance