Experience
As a regulatory consultant and 'skilled person' on the FCA's s.166 panel, Robbie advises on business and distribution models, product and service governance and development, regulated activities, the FCA's perimeter and permissions, and implementation of new regulation. He advises on all the regulatory issues currently facing the consumer investment sector, including the FCA’s ongoing advice services, consolidation and retirement income advice reviews, retention of interest on client money, M&A acquisition strategies, the Advice Guidance Boundary Review, ARs, FinProms and 'finfluencers', group capital prudential arrangements, and co-manufacturing of MPS and funds.As a problem solver in the retail investment market since FSMA came into force, Robbie helps firms manage systemic risks, internal investigations and notifications, responding to thematic and multi-firm reviews, 'close' or 'event' supervision, skilled persons' reviews, and enforcement actions or regulatory intervention and litigation (VREQs / OIREQs), wind downs, insolvency and (Special) Administrations. He has 25 years' experience in dispute resolution, defending firms against claims or regulated complaints. Expert on the parallel jurisdiction of FOS, its rules and Judicial Reviews, and the liability and regulatory exposures associated with retail mis-selling, Robbie advises firms dealing with recurring or systemic problems, 'root cause analysis' and 'past business reviews', customer contact and redress and/or remediation exercises.