We provide flexible, end-to-end regulatory support across insurance firms in the following key areas:

Strategic advisory

We support firms in navigating complex regulatory requirements across the insurance lifecycle, including:

• Governance and SMCR advisory, including Statements of Responsibilities, Prescribed Responsibilities and Board/Committee effectiveness.
• Regulatory interpretation, including practical application of SYSC, ICOBS, COBS and Consumer Duty requirements.
• Distribution and commercial arrangements, including delegated authority models and broker agreements.
• Regulatory engagement strategy, including support for PRA / FCA supervision and intervention scenarios.

Implementation

We move beyond advisory to implementation of effective and sustainable regulatory frameworks:

• Governance framework design, including Board and Committee structures, reporting lines and compliance arrangements.
• Policy and documentation development, including customer-facing documentation and regulatory frameworks aligned to Consumer Duty and PROD.
• AR and distribution structures, including appointed representative onboarding, registration and agreements.
• Control frameworks, including risk frameworks, compliance monitoring and prudential support.

Operations and resilience

We support firms in strengthening operational effectiveness and resilience:

• Outsourcing and third-party risk, including outsourcing agreements and oversight arrangements.
• Operational resilience, including business continuity, exit planning and wind-down strategies.
• Data security and control frameworks, including alignment to regulatory expectations.
• Embedding and training, ensuring frameworks operate effectively in practice.

Regulatory engagement and supervision

We support firms in managing regulatory relationships and complex supervisory scenarios:

• Variation of permission applications.
• SUP 15 / Principle 11 notifications, including handling adverse disclosures.
• Supervisory engagement, including support for firms subject to FCA “close supervision”.
• Skilled Person reviews (section 166), including preparation, response and delivery support.